There are 3 easy routes to get Caravan Insurance
1. Call us now on 0845 071 1000 and get an instant caravan insurance quote
2. Complete our simple get a quote form to request a caravan insurance quote.
3. Request a call back and we’ll call you within 24 hours.
You can pay by Switch, Debit or Credit Card or by cheque for the full amount or set up a direct debit.
The BH & HPA is the only organisation established exclusively to serve and represent the interests of the British parks industry. They have expertise knowledge in many areas including touring caravans. BH & HPA is a vital and leading organisation within the caravanning industry for both the trade and customer.
We have been serving the touring caravan community for over 12 years and have built up a reputation for providing great caravan insurance cover, service and value. We have continuosly received great customer reviews. To view a few of our customers comments please go to our testimonial section.
You must report to us any loss, damage, Incident or claim or any occurrence likely to give rise to a claim and of the institution of any proceedings being brought against you, as soon as reasonably possible but, in no event later than 30 days after you became aware of the Incident.
If you have a complaint about our policy please refer to the appropriate section in the Policy Document.
If you have a complaint about our service please refer to the appropriate section in the Customer Information Leaflet.
If your caravan is less than 5 years old it can be insured on a new for old basis. Once insured the new for old protection continues for as long as you require it. The caravan must be insured at all times for the cost of a brand new equivalent. If your caravan, irrespective of its age, has been purchased from a bona-fide caravan dealer it can be insured on an ‘agreed value’ basis for up to 12 months from date of purchase. It should therefore be insured for the purchase price.
Your touring caravan will be covered at all times, whether in storage, at your property or on a site as long as the required Security Requirements have been met.
Accidental damage is covered whilst the caravan is being towed although Public Liability cover will be provided by the insurance company of the towing vehicle. You should ensure that your car insurance covers for third party towing risks.
Yes, you touring caravan is covered for 240 days in any insurance year for trips in Europe
Yes, 24 hours a day, 365 days of the year whilst in storage, on site and when being towed. Accidental damage for your touring caravan is covered for 240 days in any insurance year for trips in Europe.
Whilst you are not on holiday with your caravan, it must be at one of the following approved locations:
There are many issues you should take into account, which will not only give you great discounts but also peace of mind. Please go to our dedicated security advice section for further advice.
It is a condition of the cover that, when unattended, your caravan is fitted with a hitch lock plus at least one of the following security devices:
The requirement for a hitch lock and other security devices will not apply when your caravan is stored at a site, in a securely locked compound designed for the purpose of storing caravans with a clearly defined perimeter that identifies it as a private area and restricts unauthorized access and exit as far as possible and which benefits from infra-red alarm protection, CCTV surveillance, security lighting, daily supervision and inspection.
Yes, and infact we were the first organisation to introduce the concept of no-claims bonus to the touring caravan insurance market. We offer up to 45% no-claims discounts.
Yes, we offer great discounts for good security features and also for secure storage, especially CaSSOA approved storage facilities. Responsible touring caravan owners with security on their vans, can save as much as 20%! Have a security alarm fitted and save 5%. If you have a thief beater, tracker or phantom devices you could save 20%. Secure storage could get you up to 5% discount on your touring caravan insurance.
Yes, if you are a new caravanner you can get up to 20% discount on touring caravan insurance
Yes, the policy access is £100 of any claim
Yes, please contact us for an insurance quotation
Yes, items such as Awnings, Toilets/Toilet Tents, Generators, Gas Bottles, Batteries, Stabilisers, Security devices and the like.
Yes, accidental loss or damage to contents and personal effects whilst in the touring caravan can be included for an additional premium. We can offer two levels of cover £750 or £1000
Please note: There are additional exclusions in the policy documents
Only family members can be put on the policy and use the caravan
No, as long as they have full driving license
Yes, we will pay your legal costs for defending the claim as agreed by us
Personal accident cover up to £25,000 whilst you are on holiday with your caravan
The maximum amount we will pay for any one claim is £2,000,000, including legal costs.
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